HAB University

One practical lesson · about 5 minutes

Make a small plan for bills

A budget is a plan for money coming in and going out.

It can help you see a gap before a bill is due.

List expected income for the same time period as your expenses.
List essential costs and their due dates.
Subtract expenses from income.
If the plan does not cover the costs, identify one question or support option to investigate.

Try the sample monthly budget below. The numbers are fictional and are not saved.

A sample budget is not a recommendation for what your own living costs should be.

Explain this another way

Put the expected money and expected bills on the same page.

Show me an example

Income of 1,600 minus sample expenses of 1,450 leaves 150 for other needs in this fictional example.

What does that word mean?

Budget: A plan comparing expected income and expenses over the same period.

You have a way to do this. Repeat the practice or move on when you are ready.

Location-specific HAB resource connection: not connected yet. No local eligibility, facility rule, or service availability is assumed here.

Lesson version 1 · editorial review 2026-09-09. General education. Individual requirements can differ.